Cards

Unionbank Miles + Platinum Visa

Monthly Income: PHP 50,000.00

Annual Fee: PHP 3,000.00

APR: 3.50% per month

Point to Mile Ratio: PHP 25.00 : 1 mile

Transaction Fee: 2.00%

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HSBC Platinum Visa

Monthly Income: PHP 42,000.00

Annual Fee: PHP 5,000.00

APR: 3.50% per month

Point to Mile Ratio: PHP 25.00 : 1 mile

Transaction Fee: 3.50% per month

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BPI Sky Miles Mastercard

Monthly Income: PHP 15,000.00

Annual Fee: PHP 2,050.00

APR: 3.50% per month

Point to Mile Ratio: PHP 45.00 : 1 mile

Transaction Fee: 0.75% of the foreign exchange rate at the moment.

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BDO Cathay Pacific American Express Elite

Monthly Income: PHP 100,000.00

Annual Fee: PHP 5,000.00

APR: 3.25% per month

Point to Mile Ratio: PHP 25.00 : 1 mile

Transaction Fee: 2.00%

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CitiBank PremierMiles

Monthly Income: PHP 30,000.00

Annual Fee: PHP 5000.00

APR: 3.50%

Point to Mile Ratio: PHP 30.00 : 1 Mile

Transaction Fee: 3.00%

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BDO Titanium Visa

Monthly Income: PHP 35,000.00

Annual Fee: PHP 4500.00 (waived for the first year)

APR: 2.75%

Point to Mile Ratio: PHP 80.00 = 1 Mile

Transaction Fee: 0.75% of the foreign exchange rate at the moment

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AUB Platinum Card

Monthly Income: PHP 100,000.00

Annual Fee: Waived for life

APR: 2.25%

Point to Mile Ratio: PHP 100.00 = 1 mile

Transaction Fee: 1% Service fee + peso conversion and other MasterCard fees.

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Metrobank Travel Platinum Visa

Monthly Income: PHP 67,000.00

Annual Fee: PHP 5000.00 (waived for the first year)

APR: 3.5%

Point to Mile Ratio: PHP 17.00 = 1 Mile (overseas expenses)

Transaction Fee: 3.50%

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PNB-PAL Mabuhay Miles World MasterCard

Monthly Income: PHP 40,000.00

Annual Fee: PHP 6000.00 (waived for the first year)

APR: 2.7% per month

Point to Mile Ratio: PHP 30.00 = 1 mile

Transaction Fee: 2.50%

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