Metrobank Travel Platinum Visa
Where is Metrobank Travel Platinum Visa best used?
The Metrobank Travel Platinum Visa is best used for anything related to travel. the low point-to-mile ratio will reward you a large amount of points that can be transferred to Asia Miles, Mabuhay Miles, or KrisFlyer miles!
Unless another card is offering a better promo, we would almost certainly use this card for all our travel expenses. The PHP17.00/mile ratio is just too good to miss out.
Of course, there are exceptions. If you consider the finer details, sometimes, intrinsic discounts and bonuses are still better than the low peso-to-mile ration that this card provides.
We are avid users of this credit card, and we highly recommend them to our readers. They make it easy to collect miles whenever we go on business trips or are going on a vacation abroad. we believe that frequent flyers should get this card if they haven’t already yet.
Perks and Benefits
- Chip Card
- Contactless Card
- Free Travel Accident Insurance Coverage
- Airport Lounge Access Priority Pass Membership
- Free 1st Supplementary Card
- Balance Transfer
- Cash Rush
- 0% Installment
- 24-Hour VIP Customer Service
- Visa Global Customer Assistance Service
- 24-Hour Concierge Service
- Value Added Services
- Payment Channels
- M Channel
How to Apply
- Visit their site at https://metrobankcard.com/
- You will see some of the cards offered. On the left there’s an Apply now button. Click it and it will redirect you to the webpage dedicated for applications.
Metrobank has the credit card with arguably the lowest point-to-mile conversion:
|PHP17.00||1 Point||1 Mile||Travel, Hotel, Airline, Overseas expenses|
|PHP20.00||1 Point||1 Mile||All other transactions|
For the frequent traveler, it also provides unlimited access to select airport lounges.
To further cement it as one of the most efficient travel credit cards, it also triples the rewards you get on local airlines, hotel accommodations, and international spending.
In essence, this credit card is one of the best starting points for people who want to become mileage collectors. The low point-to-mile conversion will make it easy for you to accumulate miles that you can use for their three partner airline programs:
- Asia Miles
- Mabuhay Miles
Their mile redemption comes with 2.5 points per 1 air mile, with 10,000 minimum points for redemption which can only be redeemed in increments of 10,000 points.
This credit card also offers cardholders a 50% discount at the Nobu Hotel in the City of Dreams Manila as well as the Midas Hotel & Casino.
Also provided is free travel accident insurance coverage of up to PHP5,000,000 whenever you purchase your airline tickets using the card.
Metrobank Travel Platinum Visa’s perks are quite attractive, if not for the relatively high minimum monthly income. However, anyone who can afford this will have an easy time racking up points for their travels in the future.
For more information, you can visit the card’s page at the Metrobank Website.
|Annual Fee (Supplementary)||PHP2,500|
|APR (Annual Percentage Rate)||3.54%|
|Min. Yearly Income||PHP800,000|
|Min. Age for Principal Holder||18-70 yrs old|
|Min. Age for Supplementary Holder|
|Do You Need a Postpaid Account?|
|Identification Needed||TIN, SSS/GSIS no.|
|Card Replacement Fee||PHP400|
|Sales Slip Retrieval Fee|
|Late Payment Charge||PHP850 or the unpaid minimum amount due|
|Cash Advance Amount||30% of Credit Limit|
|Cash Advance Charge||PHP600 or 3%, whichever is higher. additional PHP500 when transacted over the counter|
|Cash Advance Interest Charge||3.96%|
|Rewards Points Expiry||N/A|