• Minimum Monthly Income:PHP 67,000.00
  • Annual Fee:PHP 5000.00 (waived for the first year)
  • APR: 3.5%
  • Point to Mile Ratio: PHP 17.00 = 1 Mile (overseas expenses)
  • Foreign Transaction Fees:3.50%

Metrobank Travel Platinum Visa

Where is Metrobank Travel Platinum Visa best used?

The Metrobank Travel Platinum Visa is best used for anything related to travel. the low point-to-mile ratio will reward you a large amount of points that can be transferred to Asia Miles, Mabuhay Miles, or KrisFlyer miles!

Unless another card is offering a better promo, we would almost certainly use this card for all our travel expenses. The PHP17.00/mile ratio is just too good to miss out.

Of course, there are exceptions. If you consider the finer details, sometimes, intrinsic discounts and bonuses are still better than the low peso-to-mile ration that this card provides.

We are avid users of this credit card, and we highly recommend them to our readers. They make it easy to collect miles whenever we go on  business trips or are going on a vacation abroad. we believe that  frequent flyers should get this card if they haven’t already yet.


Perks and Benefits

  • Chip Card
  • Contactless Card
  • Free Travel Accident Insurance Coverage
  • Airport Lounge Access Priority Pass Membership
  • Free 1st Supplementary Card
  • Bills2Pay
  • Balance Transfer
  • Cash2Go
  • Cash Rush
  • 0% Installment
  • 24-Hour VIP Customer Service
  • Visa Global Customer Assistance Service
  • 24-Hour Concierge Service
  • Value Added Services
  • MTXT
  • Payment Channels
  • MSOA
  • M Channel


How to Apply

  1. Visit their site at
  2. You will see some of the cards offered. On the left there’s an Apply now button. Click it and it will redirect you to the webpage dedicated for applications.

Our Thoughts

Metrobank has the credit card with arguably the lowest point-to-mile conversion:

PHP17.00 1 Point 1 Mile Travel, Hotel, Airline, Overseas expenses
PHP20.00 1 Point 1 Mile All other transactions

For the frequent traveler, it also provides unlimited access to select airport lounges.

To further cement it as one of the most efficient travel credit cards, it also triples the rewards you get on local airlines, hotel accommodations, and international spending.

In essence, this credit card is one of the best starting points for people who want to become mileage collectors. The low point-to-mile conversion will make it easy for you to accumulate miles that you can use for their three partner airline programs:

    • Asia Miles
    • Mabuhay Miles
    • KrisFlyer

Their mile redemption comes with 2.5 points per 1 air mile, with 10,000 minimum points for redemption which can only be redeemed in increments of 10,000 points.

This credit card also offers cardholders a 50% discount at the Nobu Hotel in the City of Dreams Manila as well as the Midas Hotel & Casino.

Also provided is free travel accident insurance coverage of up to PHP5,000,000 whenever you purchase your airline tickets using the card.

Metrobank Travel Platinum Visa’s perks are quite attractive, if not for the relatively high minimum monthly income. However, anyone who can afford this will have an easy time racking up points for their travels in the future.

For more information, you can visit the card’s page at the Metrobank Website.

Card Details

Annual Fee PHP5,000
Annual Fee (Supplementary) PHP2,500
APR (Annual Percentage Rate) 3.54%
Min. Yearly Income PHP800,000
Min. Age for Principal Holder 18-70 yrs old
Min. Age for Supplementary Holder
Do You Need a Postpaid Account?
Identification Needed TIN, SSS/GSIS no.
Card Replacement Fee PHP400
Sales Slip Retrieval Fee
Late Payment Charge PHP850 or the unpaid minimum amount due
Cash Advance Amount 30% of Credit Limit
Cash Advance Charge PHP600 or 3%, whichever is higher. additional PHP500 when transacted over the counter
Cash Advance Interest Charge 3.96%
Cashback Limit N/A
Rewards Points Expiry N/A
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